LIFETIME INCOME
live comfortably in retirement
The historic volatility combined with the limited availability of traditional retirement income sources, such as defined benefit pension plans, has placed a greater responsibility on Americans savings for their future. With this greater responsibility comes a need for financial solutions that can help provide a new level of protection for retirement savings.​
we're out to set a new standard for retirement planning
Many of our parents, or even grandparents, used the traditional retirement income model (as shown below) to retire. It consists of three components: pensions, social security, and personal savings.
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With pensions essentially non-existent today and social security running out, this model is outdated. There's another, better way to maintain your standard of living in retirement. In the current model (as shown below), the pyramid is completely flipped. The majority of the risk now is on you to generate more income in retirement.
traditional
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Base level of protected income
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Majority of risk on employer
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Savings: Assets and rate of return
current
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Small amount of protected income
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Majority of risk on YOU!
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Savings: Assets and rate of return
are you worried about running out of money in retirement?
Consumer confidence is at an all-time low as concerns over an economic recession are growing, putting your money at risk. The rising costs of living will make it that much more difficult to provide for loved ones.
What you are doing right now with your money may not be working as well as you've hoped - for reasons completely out of your control. ClearVision Planning™ can offer you a variety of financial vehicles that have the potential to deliver the reliable income you'll need in retirement.
